Job Description

Reporting to the Branch Manager, the person is responsible for selling SME products and provide general business banking solutions to customers while observing the policies, processes and procedures of KCB Bank.

Responsibilities

• Execute sales of SME assets, Liabilities and other product types as per targets allocated by your Branch Manager.
• To deal with customer queries, requests, instructions, suggestions/service feedback and dissemination of information on bank products to both existing and potential customers.
• Facilitate the branch’s Service Delivery to customers.
• Handle Establishment of new and Variation of existing account relationships.
• Deal primarily with SME accounts.
• Selling bank products to new customers and cross selling to existing customers.
• Handling establishment of new account relationships, Variations to the existing relationships, Initial stages of credit matters, and Dissemination of information relating to the Bank’s Products & Services.
• Deposit mobilization for the bank
• Extending support and guidance to Customer Care Rep.
• Leadership of the Branch’s customer service.
• Credit cards/debit cards inquiries and encashment.
• Collect information from customers relating to account relationship.
• Handling of shares IPO related matters.
• Initial interview of customers who require financial assistance/facilities and direct them accordingly ensuring that relevant supporting documents are obtained.
• Doing Business banking returns, Customer care returns, Sales returns, and relevant areas of the Executive Summary.
• Annual branch budget relevant areas.
• Sales calls and market intelligence gathering.
• Receive and solve or escalate both verbal and written customer complaints noting to record them in the customer complaints register.
• Receiving, guiding and doing initial appraisal of loan applications
• Explaining and having customers sign letters of offer.
• Offering information on check-off loans, receiving applications, Appraising & Dispatching them to CRU-H/O, and Guiding & Witnessing acceptance of terms of credit on offer letters.
• Completing of the advances facilities books (date applied, approved/declined, date letter of offer signed, date draw down made, etc).
• Any other duties that may be allocated from time to time.

Qualifications

• University degree in Business related degree from a recognized and reputable institution.
• At least 3 years working experience in front line sales, credit analysis and customer service
• Experience in developing and supporting business strategy is essential.
• A good understanding of Risk, Compliance policies and procedures.
• Demonstrated consistent high performance in role(s) held.
• Knowledge of current trends and best practice in Banking.
• Excellent interpersonal and negotiation skills with ability to network, generate new business and develop strong business relations.
• Knowledge of the Banking Regulatory guidelines, products and services.

How to Apply

The above position is a demanding role for which the Bank will provide a competitive remuneration package to the successful candidate. If you believe you can clearly demonstrate your abilities to meet the criteria given above, please visit our website https://ug.kcbgroup.com/about/careers and use the link to log in to our Recruitment portal to submit your application with a detailed CV. To be considered your application must be received by Wednesday, 2^nd August, 2019.

Job Categories: Banking. Job Types: Full-Time.

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